I have been in the mortgage industry for 35 years. I love working with people and helping them purchase their first or subsequent home, nothing is more satisfying than helping realize their dreams of home ownership. I keep my clients up to date on their loan during the process and council them on their best options to meet their financial goals. I will take the time to explain the transaction and walk you through it so that you understand it. I specialize in first time home buyer programs like FHA, VA, Rural Housing, Indiana and Michigan Housing. I also specialize in Renovation loans and manufactured housing. I have the experience to know ins and outs of loan programs and how to structure your loan to get approval.